I almost had to do a double take at the gas pump this week. Fortunately, I work from home, so I don't have to fill up very often. But about three and a half weeks ago, I paid $4.49 a gallon. This week? $5.01. Excuse me? That's a 52-cent increase in less than a month where I live. Then I went to the grocery store and saw a regular-size candy bar for $1.97. Not the king size. Not the family size. The regular one. You're not imagining it. Life is expensive. And I don't know how

If your money isn't doing the job you need it to do, it's time to figure out what needs to change.

Sometimes you have to make uncomfortable financial decisions today to create a more comfortable life tomorrow. I've lived that. If you're in a season where you're cutting back, restructuring or picking up extra work, don't look at it as failure. Look at it as positioning.

Financial Housekeeping I'm Asking You to Do

When things aren’t happening on your timeline. Happy Tuesday FinanceHeirs! I hope the Labor Day weekend gave you a little time to slow down, breathe, and hopefully rest. I intentionally didn't write a Monia's Monday Letter last week. I needed the rest. And if you didn't get yours this weekend, I hope you'll find a day soon to put the laptop down, silence the notifications, and give yourself permission to do absolutely nothing. Because we all know: you can't pour from an empty

The first time someone told me I needed a 401(k), I had no idea what they were talking about. I was in college, working my first real corporate job, trying to figure out adulthood one paycheck at a time. Then the benefits representative, someone who looked like me, sat me down and said: "You need to participate in the 401(k) so you can get the employer match. Don't leave free money on the table. Just put in 'x' percent." I didn't know what that percentage would mean once it h

You don't have to start big. You have to start. Maybe for you, it's $40 a month. Maybe it's finally opening that retirement account. Maybe it's increasing your 401(k) contribution. Maybe it's figuring out what you're actually invested in. Maybe it's sitting down with someone and asking the questions you've been too intimidated to ask. The goal isn't to do everything at once. The goal is to stop letting uncertainty keep you from doing anything at all.

Burnout, Heartbreak, Layoffs & Motherhood: The Real Reason I Went Quiet. This is a story about resilience, reinvention, survival mode, soft life goals, rebuilding confidence, protecting your peace and your pockets, and learning how to become again after life forces you to start over.

In this blog post, I want to highlight how a client realized they were being played financially.

Financial strategies that can help you.